Loan Calculator



Loan Amount:


Days:

Amount to Pay:


Getting started

To apply for our credit, you must:

– Own a mobile phone

– Be aged 21 years and above

– Own a valid bank account

– Be a resident of the Republic of the Philippines

Please note that qualifying to apply for Finsy financial facility does not necessarily mean that you will automatically qualify for the credit. We assess each application individually and only lend to borrowers who we are convinced will repay in time.

The process of checking the cost of borrowing from us

To apply must:

– Choose the amount of credit you would like us to advance to you

– Choose your preferred repayment date

– The total cost of the credit will be displayed for you to decide whether you would like to continue or not

Our credit may not be the cheapest especially if you are looking for long term funding. We advise that you don’t use our facilities to manage an existing credit. Similarly, if you are struggling financially, do not be quick to apply for credit from us.

Online application

To apply must:

– Choose the amount of credit you would like us to advance to you

– Choose your preferred repayment date

– The total cost of the credit will be displayed for you to decide whether you would like to continue or not

Our credit may not be the cheapest especially if you are looking for long term funding. We advise that you don’t use our facilities to manage an existing credit. Similarly, if you are struggling financially, do not be quick to apply for credit from us.

Prompt decision

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You Decide

If you’re approved, we’ll give you your credit agreement. Please read it carefully.

Make sure you’re happy to take on the commitment.

If you are, press ‘I accept’ to sign it. If you’re not sure a credit is right for you, don’t press as you’ll enter into a formal agreement.

We send the money directly to your current account

Mode of Payment

The mode of payment is simple and automatic. On every repayment date, we get the amount that you are to repay through your debit card. You only need to ensure that from 5 am on any repayment date, you have sufficient funds in your account.

We normally use continuous payment authority (CPA) to get payment automatically on the date of repayment. If for any reason we are not able to get such repayment on the repayment date, we contact you to find out what could be the problem and how we can help. If you do not repay or arrange for an alternative mode of repayment, we will make a second and final CPA attempt within the next 30 days after the failed collection attempt. However, in such a case, we will contact you a day before using CPA for the second time.

Once you successfully complete repaying the credit, we will send you an email to thank you.

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